Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #13498448

Complaint Overview

Complaint ID: 13498448

Company: Resurgent Capital Services L.P.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Texas

ZIP Code: 76227

Date Received: 2025-05-13T12:00:00-05:00

Date Sent to Company: 2025-05-13T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am submitting this complaint regarding multiple credit accounts that are negatively affecting my credit score despite being resolved with a {$0.00} balance and reported as charged off or settled. These include : XXXX XXXX Listed as charged off and paid for less than the full balance. XXXX XXXX Listed as charged off, paid in full for less than the full balance. LVNV Funding LLC Listed as a collection, now marked paid in full. XXXX XXXXXXXX XXXX Listed as charged off and paid in full for less than the full balance.

Frequently Asked Questions

What is Complaint #13498448 about?

Complaint #13498448 was filed against Resurgent Capital Services L.P. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-05-13T12:00:00-05:00.

How did Resurgent Capital Services L.P. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Resurgent Capital Services L.P.?

Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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