Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13474900
Complaint Overview
Complaint ID: 13474900
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Missouri
ZIP Code: 631XX
Date Received: 2025-05-12T12:00:00-05:00
Date Sent to Company: 2025-05-12T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Formal Complaint and Request for Immediate Removal of Inaccurate and Unverified Items from Credit Report To Whom It May Concern, I am writing to file a formal complaint against the following credit reporting agencies and/or furnishers for failure to comply with the Fair Credit Reporting Act ( FCRA ) : Experian / TransUnion / Equifax / [ Creditor Name ( s ) DEPTEDNELNETXXXX XXXX/ I have disputed several negative items appearing on my credit report that are inaccurate, incomplete, unverifiable, and/or obsolete. These items have not been validated within the required timeframe, and my previous disputes have either been ignored or falsely verified without proper investigation or documentation. Under Section 611 and 609 of the FCRA, I demand full documentation of any item verified as accurate. If such documentation can not be provided within the statutory time limits, these items must be deleted immediately. Continued reporting of these items without verification constitutes willful noncompliance and a violation of my consumer rights. I am requesting immediate CFPB investigation and enforcement action, including : Full removal of all unverified negative items Written confirmation of the results Fines or penalties for furnishers and/or agencies failing to comply with federal law Attached you will find my credit report, prior dispute letters, and any related documentation. This is your official notice to investigate and take corrective action without further delay. Thank you for your time and urgent attention to this matter. Sincerely,
Frequently Asked Questions
What is Complaint #13474900 about?
Complaint #13474900 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-12T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.