Credit reporting or other personal consumer reports -- Unable to get your credit report or credit score -- Complaint #13456225

Complaint Overview

Complaint ID: 13456225

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Unable to get your credit report or credit score

Sub-Issue: Other problem getting your report or credit score

State: South Carolina

ZIP Code: 29483

Date Received: 2025-05-11T12:00:00-05:00

Date Sent to Company: 2025-05-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

XX/XX/XXXX I tried logging into my Equifax account. I had frozen my credit on Equifax on XX/XX/XXXX and I needed to unlock the freeze to switch cell phone providers and they needed to check my credit. I was unable to log in - received message that I did not have an account which is false as I have logged into my account many times in the past. I then tried to change my password to see if I could log in and unable to change password. I called Equifax for assistance and was told they didnt know what the issue was and to try again. No help, and still unable to log in. I called back several times and asked for a supervisor who told me to call back in a week. I was able to access and log into my husbands account without any issues so clearly the issue has to do with Equifax doing something to my account. They are refusing to help me log into and access my personal information. I have provided then with all the requested documents, that asked for a pic of my drivers license and a pic of myself to verify it was me in addition to my ss # and still nothing. I have a right to be able to log into my account. Its as if they are holding my personal information hostage and refusing to fix whatever the issues are for me to be able to log in. They asked me why I needed to log into and what was the reason- I dont need a reason its my information and I should be able to log in everyday if I want to. I am being refused help and access to my account.

Frequently Asked Questions

What is Complaint #13456225 about?

Complaint #13456225 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Unable to get your credit report or credit score. It was received by the CFPB on 2025-05-11T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages