Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13455699
Complaint Overview
Complaint ID: 13455699
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Maryland
ZIP Code: 208XX
Date Received: 2025-05-11T12:00:00-05:00
Date Sent to Company: 2025-05-11T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am writing to formally dispute several inaccurate and potentially fraudulent items listed on my consumer credit report. These errors are damaging my creditworthiness and causing me significant financial and emotional hardship. In accordance with my rights under the Fair Credit Reporting Act ( FCRA ), I am requesting that the following information be thoroughly investigated and removed or corrected immediately. SECTION 1 : INACCURATE PERSONAL INFORMATION The following names appear on my credit report but do not accurately reflect my identity. These variations may be linked to fraudulent activity or reporting errors : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove all inaccurate and inconsistent versions of my name that do not match my legal identity. SECTION 2 : DISPUTED ACCOUNTS I am formally disputing the accuracy and validity of the following accounts, which may involve identity theft, reporting errors, or inaccurate payment history : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This account contains incorrect payment reporting Please conduct a reinvestigation of these accounts under 15 U.S.C. 1681i and remove or correct all inaccurate or unverifiable data. If the furnishers can not verify the accuracy of these items within 30 days, they must be deleted from my report. SECTION 3 : UNAUTHORIZED OR UNVERIFIED INQUIRIES The following inquiries were made without my knowledge, authorization, or permissible purpose under 15 U.S.C. 1681b and should be removed immediately : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX These inquiries have impacted my credit score negatively and were not initiated or approved by me. Supporting Documentation Enclosed : Government-issued photo ID Utility bill or proof of address FTC Identity Theft Report ( if applicable ) I request that you complete your reinvestigation within the legally mandated 30-day period and provide written confirmation of the actions taken. If these items are not resolved to my satisfaction, I am prepared to file complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my State Attorney General. Thank you for your immediate attention to this matter.
Frequently Asked Questions
What is Complaint #13455699 about?
Complaint #13455699 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-11T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.