Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13454898
Complaint Overview
Complaint ID: 13454898
Company: Resurgent Capital Services L.P.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Texas
ZIP Code: 77015
Date Received: 2025-05-11T12:00:00-05:00
Date Sent to Company: 2025-05-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a collection account from LVNV Funding that appears on my credit report. I filed a dispute through XXXX XXXX, which directed the dispute to the credit bureaus, but the account remains on my report. Details : LVNV Funding is reporting a collection account that I do not recognize or believe to be valid. I did not receive proper verification or documentation from LVNV Funding to support the debt, and I have not received any notice or explanation regarding the continued reporting of this item after my dispute. Under the Fair Credit Reporting Act ( FCRA ) and Regulation F under the FDCPA, I have the right to dispute any inaccurate or unverified information on my credit report. LVNV Funding has failed to provide sufficient validation or remove the account after a formal dispute. This account is negatively affecting my credit, and I am requesting that it be removed immediately. Resolution Sought : I request that LVNV Funding either provide full validation of the debt, including original creditor information and itemized charges, or remove the account from my credit reports with all credit bureaus. I also request written confirmation of the outcome.
Frequently Asked Questions
What is Complaint #13454898 about?
Complaint #13454898 was filed against Resurgent Capital Services L.P. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-11T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.