Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #13454745
Complaint Overview
Complaint ID: 13454745
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Wisconsin
ZIP Code: 53209
Date Received: 2025-05-11T12:00:00-05:00
Date Sent to Company: 2025-05-11T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Ongoing credit reporting violations despite evidence submitted ; severe personal harm and legal escalation. I am submitting this complaint against all three major credit bureaus, Equifax, Experian, and TransUnion, for knowingly continuing to report a false and invalid collection account placed by XXXX XXXX XXXX ( XXXX XXXX Despite submitting multiple disputes and supporting documentation proving that XXXX failed to validate the alleged debt and had honored a cease and desist, all three credit bureaus allowed XXXX to re-report a new collection account. This action occurred after my original CFPB complaint and was done in direct retaliation. As a result of the continued reporting, I have now lost access to safe housing and am officially homeless. This new collection appeared just after complaint with CFPB. I now believe that not only has XXXX violated my rights under the FDCPA and FCRA, but the credit bureaus have also willfully and negligently violated FCRA requirements under 1681i, 1681e ( b ), and 1681s-2 ( b ) by allowing unverifiable, damaging data to remain.
Frequently Asked Questions
What is Complaint #13454745 about?
Complaint #13454745 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-05-11T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.