Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13448830
Complaint Overview
Complaint ID: 13448830
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Florida
ZIP Code: 334XX
Date Received: 2025-05-10T12:00:00-05:00
Date Sent to Company: 2025-05-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX : report indicates a monthly payment of {$600.00} and a past due amount of {$1200.00}. However, the credit file simultaneously reflects three ( 3 ) 30-day late payments and three ( 3 ) 60-day late payments, which is mathematically and factually inconsistent and misleading. These discrepancies violate the Fair Credit Reporting Act ( FCRA ), specifically the requirement that information reported to consumer reporting agencies be accurate, complete, and not misleading as stated in 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ). Inaccurate late payment notations can have a significant and unfair impact on my creditworthiness and financial opportunities.
Frequently Asked Questions
What is Complaint #13448830 about?
Complaint #13448830 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.