Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13448551
Complaint Overview
Complaint ID: 13448551
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30294
Date Received: 2025-05-10T12:00:00-05:00
Date Sent to Company: 2025-05-10T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am reporting unauthorized use of my Social Security Number ( SSN ) and the continued reporting of fraudulent accounts and hard inquiries on my credit reports by Equifax, Experian, and TransUnion, in violation of federal law. My credit reports contain multiple accounts and inquiries I did not authorize, open, or benefit from. These include : Charge-Offs : XXXX XXXX XXXX XXXX XXXX Credit Card XXXX XXXX XXXX XXXX XXXX Bank Collections : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Hard Inquiries : XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, my credit reports list : A false name ( XXXX XXXX XXXX XXXX XXXX addresses in XXXX and XXXX, GA Unreachable phone numbers Legal Violations : I never provided written authorization to the credit bureaus or furnishers to access or report this information. Their actions violate : Fair Credit Reporting Act ( 15 U.S.C. 1681b, 1681c2, 1681e ) Privacy Act of 1974 ( 5 U.S.C. 552a ) Identity Theft and Assumption Deterrence Act ( 18 U.S.C. 1028 ) Social Security Act ( 42 U.S.C. 408 ( a ) ( 8 ) ) Regulation P 12 CFR 1016.11016.7 ( failure to provide opt-out rights )
Frequently Asked Questions
What is Complaint #13448551 about?
Complaint #13448551 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.