Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13448059
Complaint Overview
Complaint ID: 13448059
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: New York
ZIP Code: 11717
Date Received: 2025-05-10T12:00:00-05:00
Date Sent to Company: 2025-05-10T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
What happened? I am filing this complaint because Transunion continues to report inaccurate late payments on my mortgage account ending in XXXX, showing XXXX, XXXX, XXXX, and 30 days late for several months in XXXX and XXXX. I formally disputed this reporting in writing on XX/XX/XXXX, but Equifax has failed to provide verification or correction. This reporting is inaccurate, misleading, and incomplete, in violation of the Fair Credit Reporting Act ( 15 U.S.C. 1681e ( b ) ), which requires that all information on a consumer report be complete, accurate, and verifiable. Despite my formal dispute, Transunion has not conducted a reasonable reinvestigation or provided any documentation to support the accuracy of these reported late payments. This ongoing reporting continues to misrepresent my payment history, damage my credit, and violate federal law, including 15 U.S.C. 1681i and 15 U.S.C. 1681s-2 ( b ). I am requesting the CFPBs assistance to ensure that Transunion corrects the payment history to show an accurate never late status or removes the account entirely if they can not verify the information with complete and factual evidence.
Frequently Asked Questions
What is Complaint #13448059 about?
Complaint #13448059 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.