Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13440419
Complaint Overview
Complaint ID: 13440419
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Missouri
ZIP Code: 631XX
Date Received: 2025-05-09T12:00:00-05:00
Date Sent to Company: 2025-05-09T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute and request the immediate removal of inaccurate and fraudulent information from my credit report. I am a victim of identity theft, and my credit file currently contains multiple accounts and inquiries that I did not authorize, initiate, or open. These items are not mine and should not be associated with my credit history. Pursuant to Section 605B of the Fair Credit Reporting Act ( FCRA ), I respectfully request that you block and delete all unauthorized accounts and inquiries from my credit file. Enclosed with this letter, I have included the following documentation to support my claim : A detailed list of the disputed accounts and inquiries A copy of the Identity Theft Report filed with the Federal Trade Commission ( FTC ) [ Include any additional supporting documentation, if applicable ] Please initiate an investigation into these matters immediately and take all necessary steps to remove the fraudulent items. I also request written confirmation once the corrections have been made to my report.
Frequently Asked Questions
What is Complaint #13440419 about?
Complaint #13440419 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-09T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.