Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13419516
Complaint Overview
Complaint ID: 13419516
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30815
Date Received: 2025-05-08T12:00:00-05:00
Date Sent to Company: 2025-05-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX play a crucial role in gathering XXXX assessing consumer credit information. However, they must exercise their responsibilities with fairness, impartiality, XXXX respect for the consumers right XXXX privacy. The banking system relies on accurate XXXX fair credit reporting, XXXX when these reporting methods are unfair, it undermines public trust, which is vital for the system 's stability. I never gave my explicit, written consent for these agencies XXXX report my information, which is a violation of XXXX XXXX XXXX XXXX ( XXXX ). This violation has led XXXX an alleged case of identity theft, breaching XXXX XXXX XXXX XXXX. The accounts in question are not related XXXX any transactions made by me. The Fair Debt Collection Practices Act was created XXXX ensure that laws XXXX procedures are in place XXXX protect consumers from abusive, deceptive, XXXX unfair practices by debt XXXX. In this case, the company has violated XXXX XXXX XXXX XXXX, which prohibits debt XXXX from using unfair or unconscionable means XXXX collect a debt. Specifically, they can not collect any amounts that arent explicitly authorized by the agreement or allowed by law. Additionally, the company has violated XXXX XXXX XXXX XXXX, which prohibits the use of false, deceptive, or misleading representations in debt collection efforts. This includes using deceptive methods XXXX collect a debt or gather consumer information. Moreover, they are forbidden from contacting consumers at inconvenient times or places, or engaging in behavior that harasses or abuses consumers. In this case, the company has harassed me by claiming I owe a debt that I do not recognize as my responsibility. They have also contacted me at inconvenient times XXXX places, in violation of the law. XXXX CREDIT - XX/XX/XXXX - {$0.00} XXXX XXXX XXXX - XX/XX/XXXX - {$3600.00} XXXX - XX/XX/XXXX - {$3200.00} XXXX XXXX - XX/XX/XXXX - {$0.00} XXXX - XX/XX/XXXX - {$1100.00} XXXX XXXX - XX/XX/XXXX - {$0.00} XXXX XXXX XXXX - XX/XX/XXXX - {$1200.00} XXXX - XX/XX/XXXX - {$0.00} XXXX CREDIT XXXX - XX/XX/XXXX - {$570.00} XXXX XXXX - XX/XX/XXXX - {$1800.00} XXXX OF XXXX - XX/XX/XXXX - {$2400.00} XXXX - XX/XX/XXXX - {$2200.00} XXXX XXXX - XX/XX/XXXX - {$0.00} XXXXT - XX/XX/XXXX - {$0.00} XXXX XXXX - XX/XX/XXXX - {$5600.00} XXXX XXXX - XX/XX/XXXX - {$3000.00} XXXX CARD - XX/XX/XXXX - {$810.00} XXXX XXXX XXXX - XX/XX/XXXX - {$1700.00} XXXX XXXX XXXX - XX/XX/XXXX - {$480.00} XXXX - XX/XX/XXXX TXXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX FCU - XX/XX/XXXX
Frequently Asked Questions
What is Complaint #13419516 about?
Complaint #13419516 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-08T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.