Debt collection -- Took or threatened to take negative or legal action -- Complaint #13397989
Complaint Overview
Complaint ID: 13397989
Company: Gurstel Law Firm, P.C.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Iowa
ZIP Code: 52601
Date Received: 2025-05-07T12:00:00-05:00
Date Sent to Company: 2025-06-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The company has implemented severe actions to garnish my wages without any prior notification, resulting in considerable financial distress. The debt I owe has now increased significantly due to an additional garnishment, making this situation feel like theft, as it is illegal to pursue a debt that has not been officially acknowledged. I contacted XXXX and Gurstel Law Firm P.C using the number provided. After a lengthy hold, I decided to hang up and try other options in the menu, only to be redirected back to the same unanswered line. Frustrated by this experience, I have filed a complaint with the Attorney General of XXXX. There are numerous complaints online regarding this issue, not only against them but also against the other company garnishing my wages. Many individuals have reported not receiving any notifications. Some assert they have never held credit cards, while others have settled debts previously, and many are simply trying to make payments to stop these excessive garnishments. XXXX and Gurstel Law Firm P.C are frequently cited as names associated with these so-called law firms or filing companies. The Federal Trade Commission is suing Firms and companies just like this for going after old debt and fantom debt. They pass themselves off as Law firms working for debtb collecting company but are themselves also debt collectors.
Frequently Asked Questions
What is Complaint #13397989 about?
Complaint #13397989 was filed against Gurstel Law Firm, P.C. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-05-07T12:00:00-05:00.
How did Gurstel Law Firm, P.C. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Gurstel Law Firm, P.C.?
Yes, visit the Gurstel Law Firm, P.C. company profile at readthecomplaint.com/company/gurstel-law-firm-p-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.