Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13397964
Complaint Overview
Complaint ID: 13397964
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Georgia
ZIP Code: 30087
Date Received: 2025-05-07T12:00:00-05:00
Date Sent to Company: 2025-05-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern : I am writing to formally dispute and request the immediate removal of unauthorized credit inquiries from my credit report. These inquiries were made without my knowledge or consent, which violates 15 U.S. Code 1681b ( 2 ) and FCRA Section 605B, both of which prohibit the access or use of a consumers credit information without proper authorization. Unauthorized Inquiries : 1. XXXXXXXX XXXX XXXX 2. XXXX XXXX XXXX XXXXXXXX 3 . XXXX XXXX XXXX / XXXX 4. XXXX XXXX XXXX 5. XXXX XXXX XXXX XXXX XXXX 6. XXXX / XXXX I did not authorize these entities to access my credit report, and I demand that these inquiries be deleted immediately. As required under the FCRA, please complete this dispute and remove the unauthorized inquiries within 4 business days of receipt of this letter. I also request written confirmation of their removal from my credit file. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX Date of Birth : XX/XX/year> SSN : XXXX Phone : XXXX Email : XXXX XXXX
Frequently Asked Questions
What is Complaint #13397964 about?
Complaint #13397964 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-07T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.