Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13397670
Complaint Overview
Complaint ID: 13397670
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 76227
Date Received: 2025-05-07T12:00:00-05:00
Date Sent to Company: 2025-05-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This CFPB complaint is submitted in accordance with FCRA Section 605B ( 15 U.S.C. 1681c-2 ) to formally request that Equifax block the following fraudulent and unauthorized accounts from my consumer credit file within four business days of receipt of this notice. Additionally, under FCRA Section 611 ( 15 U.S.C. 1681i ), I dispute the accuracy and validity of these accounts and demand a lawful reinvestigation and deletion as required by federal law. The fraudulent accounts currently appearing on my Equifax credit report include : A loan account with XXXX XXXX XXXX XXXX opened on XX/XX/XXXX, with a balance of {$24000.00} A loan account with XXXX XXXX XXXX Texas opened on XX/XX/XXXX, with a balance of {$1400.00} A collection account with XXXX XXXX XXXX XXXX opened on XX/XX/XXXX, with a balance of {$1200.00} A collection account with XXXXXXXX XXXX XXXXXXXX XXXX XXXX opened on XX/XX/XXXX, with a balance of {$290.00} Pursuant to FCRA Section 611, I am requesting full details of Equifax 's reinvestigation into these disputes, including a breakdown of the method of verification used and physical documentation proving how these accounts were verified as accurate. In the absence of such evidence, these accounts qualify as prima facie false and unsubstantiated, and must be deleted immediately.
Frequently Asked Questions
What is Complaint #13397670 about?
Complaint #13397670 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-07T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.