Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13352374
Complaint Overview
Complaint ID: 13352374
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 75243
Date Received: 2025-05-05T12:00:00-05:00
Date Sent to Company: 2025-05-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This CFPB complaint is submitted pursuant to FCRA Section 605B ( 15 U.S.C. 1681c-2 ) to request that Equifax immediately block the following fraudulent and unauthorized accounts from my consumer credit report within four business days of receiving this complaint. In addition, under FCRA Section 611 ( 15 U.S.C. 1681i ), I formally dispute the accuracy and validity of these accounts and demand a full reinvestigation as required by federal law. The fraudulent accounts reported on my credit file include : An auto loan account with XXXX XXXX opened on XX/XX/XXXX, with a balance of {$3700.00} An auto loan account with XXXX XXXX opened on XX/XX/XXXX, with a balance of {$0.00} A student loan account with XXXX XXXX XXXX opened on XX/XX/XXXX, with a balance of {$3500.00} A student loan account with XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX, with a balance of {$7900.00} A student loan account with Dept of XXXX opened XXXX XX/XX/XXXX, with a balance of {$4600.00} A student loan account with XXXX XXXX XXXX opened on XX/XX/XXXX XXXX with a balance of {$10000.00} A student loan account with XXXX XXXX XXXX opened on XX/XX/XXXX XXXX with a balance of {$6700.00} Under FCRA Section 611, I demand that Equifax provide complete details of its reinvestigation, including the method of verification used for each account and physical proof supporting the accuracy of the reported information. Without such evidence, these entries are presumptively fraudulent and constitute prima facie violations under the law.
Frequently Asked Questions
What is Complaint #13352374 about?
Complaint #13352374 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.