Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13352100
Complaint Overview
Complaint ID: 13352100
Company: I.C. System, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33167
Date Received: 2025-05-05T12:00:00-05:00
Date Sent to Company: 2025-05-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I, XXXX XXXX, am a victim of identity theft, and I previously disputed and had the XXXX & XXXX collection account reported by I.C. System, INC removed from my credit report. However, this account was recently reinserted without proper notice, violating 15 U.S. Code 1681i ( a ) ( 5 ) ( B ), which mandates that a consumer be notified in writing within XXXX business days if a previously deleted item is reinserted. No such notice was ever received. Additionally, this account stems from a fraudulent XXXX XXXX XXXX contract that I never authorized or signed, and which is already included and documented in my official FTC Identity Theft Report ( Report # XXXX ). Therefore, continuing to report this item constitutes willful noncompliance with the Fair Credit Reporting Act ( FCRA ) and a failure to conduct a reasonable reinvestigation as required under Section 611 ( a ) ( 1 ) ( A ).
Frequently Asked Questions
What is Complaint #13352100 about?
Complaint #13352100 was filed against I.C. System, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-05T12:00:00-05:00.
How did I.C. System, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against I.C. System, INC.?
Yes, visit the I.C. System, INC. company profile at readthecomplaint.com/company/i-c-system-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.