Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13331272

Complaint Overview

Complaint ID: 13331272

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Illinois

ZIP Code: 60103

Date Received: 2025-05-04T12:00:00-05:00

Date Sent to Company: 2025-05-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX I recieved an email stating that my credit score had dropped XXXXXXXX XXXX due to non payment on a loan from XXXX. I have never opened an XXXX account and I have been a victim of identity theft. I contacted XXXX and they have not been helpful at all through this. They have not responded in a timley fashion, multiple times said I didn't not send proper information. Today I recieved an email from Experian stating the dispute I started had been finalized with Affirm stating that I am responsible for the account. Truly XXXX is a horrible company and has made navigation of rectifying the fact I was victim of identity theft extremely difficult.

Frequently Asked Questions

What is Complaint #13331272 about?

Complaint #13331272 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-04T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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