Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13330955
Complaint Overview
Complaint ID: 13330955
Company: Capital One Financial Corporation
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: New York
ZIP Code: 11225
Date Received: 2025-05-04T12:00:00-05:00
Date Sent to Company: 2025-06-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I opened a XXXX XXXX account in XXXX they closed my account which left a balance of XXXX XXXX dollars They wrote it of as a charge off etc they never sent me 1099c forward to XXXX they are still reporting this on my credit this is fraud they got the debt paid I need to report this to the IRS I was part of the XXXX XXXX XXXX breach and say they will report until XXXX they got a tax write off for it already why do they keep reporting this on my credit XXXX XXXX
Frequently Asked Questions
What is Complaint #13330955 about?
Complaint #13330955 was filed against Capital One Financial Corporation regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-04T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.