Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13330904
Complaint Overview
Complaint ID: 13330904
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New Jersey
ZIP Code: 07203
Date Received: 2025-05-04T12:00:00-05:00
Date Sent to Company: 2025-05-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Credit cards and credit lines XXXXXXXX XXXX XXXX Potentially negative Date opened XX/XX/XXXX Balance {$500.00} Status Open. XXXXXXXX XXXX XXXXXXXX Potentially negative Date opened XX/XX/XXXX Balance {$1800.00} Status Account charged off. {$2000.00} written off. {$1800.00} past due as of XX/XX/XXXX. XXXX XXXX XXXX XXXX Potentially negative Date opened XX/XX/XXXX Balance {$1500.00} Status Open. {$200.00} past due as of XXXX XXXX. XXXX XXXX XXXX Potentially negative Date opened XX/XX/XXXX Balance {$400.00} Status Account charged off. {$400.00} written off. {$400.00} past due as of XXXX XXXX. XXXX XXXX XXXXXXXX XXXX Potentially negative Date opened XX/XX/XXXX Balance {$2500.00} Status Open. XXXX Potentially negative Date opened XX/XX/XXXX Balance - Status Paid, Closed. XXXX Potentially negative Date opened XX/XX/XXXX Balance {$0.00} Status Account charged off. {$2100.00} written off. XXXX Potentially negative Date opened XX/XX/XXXX Balance {$2900.00} Status Open. {$450.00} past due as of XXXX XXXX. XXXX XXXX XXXXXXXX Potentially negative Date opened XX/XX/XXXX Balance {$3000.00} Status Account charged off. {$3000.00} written off. {$3000.00} past due as of XXXX XXXX. XXXX In good standing Date opened XX/XX/XXXX1 Balance - Status Paid, Closed/Never late. XXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$1800.00} Status Open/Never late. XXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$1000.00} Status Open/Never late. XXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$3500.00} Status Open/Never late. XXXX XXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$1100.00} Status Open/Never late. XXXX XXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$0.00} Status Open/Never late. XXXX In good standing Date opened XX/XX/XXXX Balance - Status Paid, Closed/Never late. XXXX XXXX In good standing Date opened XX/XX/XXXX XXXX {$300.00} Status Open/Never late. XXXX XXXX XXXX In good standing Date opened XX/XX/XXXX Balance - Status Paid, Closed/Never late. XXXX XXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$1100.00} Status Open/Never late. XXXXXXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$8700.00} Status Open/Never late. XXXX In good standing Date opened XX/XX/XXXX Balance - Status Paid, Closed/Never late. XXXX XXXXXXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$990.00} Status Open/Never late. XXXX In good standing Date opened XX/XX/XXXX Balance - Status Paid, Closed/Never late. XXXX In good standing Date opened XX/XX/XXXX Balance - Status Paid, Closed/Never late. Auto loans and leases XXXX XXXX XXXX XXXX In good standing Date opened XX/XX/XXXX Balance {$10000.00} Status Open/Never late. Real estate loans XXXX XXXX XXXXXXXX XXXX Potentially negative Date opened XX/XX/XXXX Balance - Status Transferred, closed. XXXX In good standing Date opened XX/XX/XXXX Balance {$150000.00} Status Open/Never late. Personal loans XXXX XXXX Potentially negative Date opened XX/XX/XXXX Balance - Status Paid, Closed. XXXXXXXX XXXX XXXX Potentially negative Date opened XX/XX/XXXX Balance - Status Paid, Closed. {$160.00} written off. XXXX XXXXXXXX In good standing Date opened XX/XX/XXXX Balance - Status Paid, Closed/Never late. Other XXXX XXXX Potentially negative Date opened XX/XX/XXXX Balance - Status Paid in settlement.
Frequently Asked Questions
What is Complaint #13330904 about?
Complaint #13330904 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-04T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.