Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13329711
Complaint Overview
Complaint ID: 13329711
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Ohio
ZIP Code: 44113
Date Received: 2025-05-04T12:00:00-05:00
Date Sent to Company: 2025-05-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a confirmed victim of identity theft, supported by my official FTC Identity Theft Report ( # XXXX ). My credit report currently contains multiple inaccurate and fraudulent items including names, addresses, employers, accounts, and inquiries that do not belong to me and were reported without my consent. Despite formally notifying the credit bureaus and data furnishers of the identity theft, these inaccurate items remain on my report. Failure to Block Fraudulent Data ( FCRA 605B ) : I submitted an FTC Identity Theft Report and supporting documentation, yet the bureaus failed to block and remove the fraudulent data within the 4 business day period required by law. No Method of Verification Provided ( FCRA 611 ) : Items previously marked as " verified '' were not accompanied by any legal method of verification ( MOV ) detailing how they were validated, as required by the FCRA. Unauthorized Reinsertions ( FCRA 611 ( a ) ( 5 ) ( B ) ) : Certain accounts appear to have been reinserted onto my credit file without notification or compliance with reinsertion procedures. Lack of Maximum Accuracy ( FCRA 607 ( b ) ) : The information being reported is materially inaccurate and has caused severe harm to my ability to obtain housing and financial stability. Fraudulent Charge-Offs and 1099-C Violations ( IRS 6050P ) : Some accounts appear to be charged-off, yet no 1099-C was issued or properly recorded, violating federal tax laws and fair reporting standards. Because of these repeated violations and lack of compliance, I have been denied housing, can not secure stable financial options, and have experienced severe emotionaXXXX XXXX This is impacting not only me, but my children as well.
Frequently Asked Questions
What is Complaint #13329711 about?
Complaint #13329711 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-04T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.