Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13322859
Complaint Overview
Complaint ID: 13322859
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: North Carolina
ZIP Code: XXXXX
Date Received: 2025-05-03T12:00:00-05:00
Date Sent to Company: 2025-05-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
On XX/XX/year>, I received an adverse action email from XXXX XXXX, XXXX, and I demand answers. First, it is completely unacceptable that I was not notified prior to the hard inquiry. I have made it explicitly clear to Experian, Equifax, and TransUnion that I do not authorize such actions, as confirmed by my credit reports. Additionally, I want to state unequivocally that I never applied for an auto loan with this institution. Given that my personal information has been breached XXXX times, this situation is entirely unacceptable. The credit reporting agencies must take accountability and adhere to their stated policies. This deserves immediate attention, as it is a serious violation of my privacy rights. At this moment, I am facing significant challenges in securing approval for a vehicle, obtaining my desired employment, and finding a suitable place to live. These difficulties primarily stem from ongoing issues with data validation from various furnishers, a concerning number of data breaches, and instances of identity theftall of which are impacting my situation. Given these challenges, I am determined to seek legal counsel to advocate for my rights and effectively navigate these complexities. I firmly believe that with the right support and guidance, we can find a constructive resolution to these pressing concerns, enabling me to regain stability and move forward with confidence.
Frequently Asked Questions
What is Complaint #13322859 about?
Complaint #13322859 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-03T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.