Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13322681
Complaint Overview
Complaint ID: 13322681
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Tennessee
ZIP Code: 37067
Date Received: 2025-05-03T12:00:00-05:00
Date Sent to Company: 2025-05-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to file a formal complaint regarding an inaccuracy in the reporting of my credit account with Bank XXXX XXXX ( Account ending in XXXX ). Specifically, I have identified a discrepancy between the credit data reported by Equifax and that reported by TransUnion. While TransUnion reflects updated and accurate information as of XX/XX/year> showing a current balance of {$3800.00} and a credit limit of {$8000.00} Equifax continues to report outdated information, showing a balance of {$4000.00} and a credit limit of only {$4300.00} as of XX/XX/year>. This discrepancy has persisted despite both reports relating to the same account.
Frequently Asked Questions
What is Complaint #13322681 about?
Complaint #13322681 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-03T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.