Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13322416
Complaint Overview
Complaint ID: 13322416
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Missouri
ZIP Code: 658XX
Date Received: 2025-05-03T12:00:00-05:00
Date Sent to Company: 2025-05-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint against XXXX XXXX XXXX due to their continued false and damaging reporting to the credit bureaus, and their lack of response to my previous dispute. I voluntarily surrendered my vehicle, and I was never late on any paymentsI have proof of my payment history. Despite this, XXXX has reported false late payments, which has caused severe damage to my credit. Additionally, XXXX has repeatedly pulled my credit without authorization, which has caused my credit score to drop by over XXXX points. This is harassment and a violation of my rights under the Fair Credit Reporting Act ( FCRA ). I have submitted a previous complaint to the CFPB about this matter, and I have also contacted the XXXX, yet no corrective action has been taken. XXXX continues to ignore my emails and refuses to fix the inaccurate information. I am demanding that the CFPB intervene and require XXXX to : Immediately remove all false late payments from my credit reports Cease all unauthorized credit pulls Investigate the predatory terms of the original loan If this is not resolved immediately, I will pursue legal action against XXXX and all applicable parties for damages to my credit, emotional distress, and violations of federal law. I will not hesitate to involve the media or take this public if necessary. I expect this to be handled seriously and swiftly.
Frequently Asked Questions
What is Complaint #13322416 about?
Complaint #13322416 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-03T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.