Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13322248
Complaint Overview
Complaint ID: 13322248
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: New York
ZIP Code: 125XX
Date Received: 2025-05-03T12:00:00-05:00
Date Sent to Company: 2025-05-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Formal Dispute and Complaint Regarding XXXX XXXX XXXX XXXX XXXXXXXX Account XXXX XXXX and Privacy Violations To Whom It May Concern, I am writing to formally dispute my federal student loans and request an immediate full discharge and cancellation due to a serious breach of my personal and financial information. These serious private, legal, and data security concerns includes : Servicer : XXXX XXXX XXXX XXXX XXXX Opened : XX/XX/XXXX My personally identifiable information ( PII ) and financial data was compromised without my authorization. This situation has been publicly reported, and raises major concerns under multiple federal laws. Legal Grounds for Dispute and Complaint : Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681e ( b ) : Duty to report accurate and verified information 15 U.S.C. 1681i ( 7 ) : Right to dispute with new/relevant info 15 U.S.C. 1681b : Limits on access to consumer information Privacy Act of XXXX Protects personal information from misuse by federal agencies XXXX ( Family Educational Rights and Privacy Act ) Protects educational records Higher Education Act Regulates federal student aid Consumer Protection Laws Prohibits unfair or deceptive practices Additionally, I recently discovered XXXX Master Promissory Notes for XXXX XXXX I never attended. Also, I found XXXX federal student loan amounts {$10000.00} ( XXXX XXXX ) and {$2000.00} ( XXXXXXXX XXXX I did not take a course or received funds from. This raises serious concerns of unauthorized loan activity and identity misuse. I am requesting the immediate cancellation and discharge of my student loan debt in full, due to multiple legal violations and unauthorized loan activity at schools I did not attend, which severely violated my rights.
Frequently Asked Questions
What is Complaint #13322248 about?
Complaint #13322248 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-03T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.