Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13313923
Complaint Overview
Complaint ID: 13313923
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 34771
Date Received: 2025-05-02T12:00:00-05:00
Date Sent to Company: 2025-05-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint because multiple unauthorized accounts are being reported on my credit file without my knowledge, consent, or legal authorization, which constitutes a direct violation of the Fair Credit Reporting Act ( FCRA ), specifically under XXXX U.S.C. XXXX and XXXX. I have never given written permission XXXX the furnishers of these accounts XXXX report my personal non-public information XXXX the credit reporting agencies. There was no disclosure, no opt-in, XXXX no valid or permissible purpose under the law XXXX allow this reporting. This is an intrusion into my financial privacy XXXX a misrepresentation of my creditworthiness. Despite having disputed these accounts directly with the credit bureaus XXXX providing a valid FTC XXXX XXXX Report ( FTC Report Number : XXXX ), the following accounts remain on my file : XXXX XXXX XXXX Account Number : XXXX XXXX CARD Account Number : XXXX These accounts are being reported without proper authorization XXXX remain on my report even after the bureaus were notified of the FCRA violations. They have failed XXXX verify the legitimacy of the information or remove it as required by law. Furthermore, under XXXX XXXX. XXXX, the credit bureaus are obligated XXXX block any information identified as the result of identity theft within XXXX business days of receiving a valid identity theft report. They have not complied.
Frequently Asked Questions
What is Complaint #13313923 about?
Complaint #13313923 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-02T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.