Credit card -- Fees or interest -- Complaint #13313406

Complaint Overview

Complaint ID: 13313406

Company: Atlanticus Services Corporation

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Problem with fees

State: Louisiana

ZIP Code: 705XX

Date Received: 2025-05-02T12:00:00-05:00

Date Sent to Company: 2025-05-02T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I've been with XXXXXXXX XXXX XXXX for 4 year 's and about a year ago it's been getting crazier with my bill. They send me notices of how much I owe so when I get paid I pay that amount or a little more but I never have any available credit because once I speak with them they try and tell me that my credit card payment is over {$200.00} but I'm not able to use my card so how is it that I owe that much. I paid my bill one month and didn't use it but the next day they are telling me that I can't use my card because more fees have popped up and I can only use my card one week ( when I'm able to use it ) because when I need to pay something with a credit card I add money to it but my money is going because they take it telling me that more face popped up so I feel like I'm paying them every month and not being able to use them and I feel like I'm getting ripped off I've been with them for like I said 4 years and I only got to increase {$100.00} and all the sudden all kinds of other fees are popping up that's why my money is always been taken

Frequently Asked Questions

What is Complaint #13313406 about?

Complaint #13313406 was filed against Atlanticus Services Corporation regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2025-05-02T12:00:00-05:00.

How did Atlanticus Services Corporation respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Atlanticus Services Corporation?

Yes, visit the Atlanticus Services Corporation company profile at readthecomplaint.com/company/atlanticus-services-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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