Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13313385
Complaint Overview
Complaint ID: 13313385
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 30813
Date Received: 2025-05-02T12:00:00-05:00
Date Sent to Company: 2025-05-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Equifax is reporting multiple concerning derogatory accounts : a charge-off from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with a {$0.00} balance still listed as negative, a {$130.00} collection from XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) that remains unverified, a vague collection account identified only as XXXX * * for {$3200.00}, and a staggering entry from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX listed as a {$43000.00} charge-off. The lack of proper furnishing details and verification for several of these accounts is extremely alarming. Given that some of these amounts are either unusually high or entirely unmatched to my records, I strongly suspect the involvement of a data handling issue, misassociation, or breach that has never been communicated to me.
Frequently Asked Questions
What is Complaint #13313385 about?
Complaint #13313385 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.