Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13313374

Complaint Overview

Complaint ID: 13313374

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Personal information incorrect

State: South Carolina

ZIP Code: XXXXX

Date Received: 2025-05-02T12:00:00-05:00

Date Sent to Company: 2025-05-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Im in the middle of closing on a home and my lender needs access to my report in order to get the underwriting taken care of or Im gon na lose out on this home and have spent a lot of money and time already. Ive spent hours on the phone with Equifax and have done multiple disputes with nothing being fixed even after providing the documents they requested and I also got a letter from my bank that they say reported the false information showing the correct number on file. I am not only mentally drained but have spent a lot of money trying to get a home for XXXX XXXX XXXX XXXX XXXX along with my father I take care of who is a XXXX veteran.

Frequently Asked Questions

What is Complaint #13313374 about?

Complaint #13313374 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-02T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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