Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13293620
Complaint Overview
Complaint ID: 13293620
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 90047
Date Received: 2025-05-01T12:00:00-05:00
Date Sent to Company: 2025-05-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Issue : I formally dispute the accuracy, legality, and verification of the XXXX XXXX XXXX XXXX account currently reported on my XXXX, TransUnion, And XXXX credit report. Details : XXXX XXXX XXXX is reporting a XXXX debt collection account ( # XXXX ) for {$2900.00}, opened on XX/XX/XXXX and scheduled to remain until XX/XX/XXXX. I have never received a valid written notice or verification of this debt, violating my rights under the Fair Credit Reporting Act ( FCRA ), including : 15 U.S. Code 1681s-2 furnisher responsibility to report only accurate, verified data ; 15 U.S. Code 1681i right to dispute inaccurate or unverifiable information ; 15 U.S. Code 1681b permissible purpose requires consumers written authorization. Supporting Documentation Provided : For identity verification, I am including a copy of my valid California drivers license.
Frequently Asked Questions
What is Complaint #13293620 about?
Complaint #13293620 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-01T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.