Debt collection -- Written notification about debt -- Complaint #13292622
Complaint Overview
Complaint ID: 13292622
Company: Aldous & Associates, Pllc
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Florida
ZIP Code: 32810
Date Received: 2025-05-01T12:00:00-05:00
Date Sent to Company: 2025-05-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, Thank you for acknowledging my formal dispute. I appreciate your intent to contact the original creditor, XXXX XXXX. However, I want to reiterate and clarify the following : Under the Fair Debt Collection Practices Act ( FDCPA ) 1692g ( b ), you are required to cease all collection activity until the debt has been properly validated. Validation must include : A copy of the original contract or agreement bearing my signature, The full chain of assignment or purchase agreement showing your legal authority to collect on behalf of or in place of XXXX XXXX, A complete itemized breakdown of the alleged debt, including any fees or charges added. You may not continue to report this account to the credit bureaus while it is under formal dispute, unless it is clearly marked as " disputed by consumer '' and you possess verified, accurate, and legally substantiated information. Until you fulfill your legal obligations under FDCPA and FCRA, I request that all communication with me cease, as previously stated in accordance with FDCPA 1692c ( c ). If you fail to provide full and proper validation, or continue reporting unverifiable information, I will escalate this matter with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my state attorney generals office.
Frequently Asked Questions
What is Complaint #13292622 about?
Complaint #13292622 was filed against Aldous & Associates, Pllc regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-05-01T12:00:00-05:00.
How did Aldous & Associates, Pllc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Aldous & Associates, Pllc?
Yes, visit the Aldous & Associates, Pllc company profile at readthecomplaint.com/company/aldous-associates-pllc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.