Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13292487
Complaint Overview
Complaint ID: 13292487
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Louisiana
ZIP Code: 70802
Date Received: 2025-05-01T12:00:00-05:00
Date Sent to Company: 2025-05-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute inaccurate information listed on my credit report. The account in question is a charged-off account reported by XXXX XXXX XXXX, account number XXXX. Upon reviewing my credit reports from the three major credit bureaus, I have noticed that key dates related to this account including the Last Payment Date and Last Reported Date are inconsistent across the reports. These discrepancies raise concerns about the accuracy and reliability of the data being reported. According to the Fair Credit Reporting Act ( FCRA ), all information on a credit report must be accurate, complete, and verifiable. Therefore, I am requesting that you conduct a thorough investigation into this account. Please verify the dates provided by the data furnisher and update or remove the information as necessary to ensure accuracy and consistency. To assist in your investigation, I have enclosed copies of the relevant pages of my credit reports from the other bureaus, highlighting the conflicting information.
Frequently Asked Questions
What is Complaint #13292487 about?
Complaint #13292487 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-01T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.