Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13279991
Equifax Report Contains Incorrect Personal Information
Complaint Overview
Complaint ID: 13279991
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Texas
ZIP Code: 77041
Date Received: 2025-04-30T12:00:00-05:00
Date Sent to Company: 2025-04-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a likely correction of the incorrect personal information.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Personal information
AI Analysis
CFPB complaint 13279991 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect personal information on their Equifax credit report, which was closed with non-monetary relief. The complaint was received on April 30, 2025 from Texas. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect personal information promptly with the credit reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) mandates that credit reporting agencies investigate disputes regarding inaccurate information.
Regulatory Insight
This case highlights the importance of credit bureaus maintaining accurate personal information to prevent consumer harm.
Resolution Likelihood
likely
State-Specific Consumer Protections
The complaint originated in Texas and was handled through the web portal.
Industry Comparison
This is a common issue within the credit reporting industry, where errors in personal information can occur.
Related Issues
Frequently Asked Questions
What is CFPB complaint 13279991 about?
CFPB complaint 13279991 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Personal information incorrect". This complaint was filed against EQUIFAX, INC. on April 30, 2025.
Which company is complaint 13279991 filed against?
Complaint 13279991 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 13279991?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 13279991 filed?
Complaint 13279991 was received by the CFPB on April 30, 2025. It was sent to EQUIFAX, INC. on April 30, 2025.
What state was complaint 13279991 filed from?
Complaint 13279991 was filed from Texas. You can view all complaints from this state at /state/TX.
Was the consumer satisfied with the resolution of complaint 13279991?
Dispute information is not available for complaint 13279991.
What product category is complaint 13279991 about?
Complaint 13279991 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 13279991 submitted?
Complaint 13279991 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 13279991?
The Fair Credit Reporting Act (FCRA) mandates that credit reporting agencies investigate disputes regarding inaccurate information. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 13279991 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 13279991?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a likely correction of the incorrect personal information.
What regulatory actions apply to complaint 13279991?
This case highlights the importance of credit bureaus maintaining accurate personal information to prevent consumer harm. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 13279991?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect personal information promptly with the credit reporting agency.
Are there state-specific protections for complaint 13279991?
The complaint originated in Texas and was handled through the web portal. This complaint was filed from Texas.
How does complaint 13279991 compare to industry norms?
This is a common issue within the credit reporting industry, where errors in personal information can occur.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction or removal of inaccurate information from the credit report, rather than financial compensation.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.