Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13272398
Complaint Overview
Complaint ID: 13272398
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 31015
Date Received: 2025-04-30T12:00:00-05:00
Date Sent to Company: 2025-04-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I disputed a collection account reported by XXXX XXXX XXXX with a balance of approximately {$950.00}, last updated in XX/XX/XXXX. I submitted a dispute with Equifax in XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX and requested proper validation. The bureau verified the account but failed to provide sufficient documentation, including original creditor records, proof of ownership, and accurate reporting details. This violates the FCRA requirement for a reasonable investigation. I am requesting permanent deletion of this account from my credit report.
Frequently Asked Questions
What is Complaint #13272398 about?
Complaint #13272398 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.