Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13271924
Complaint Overview
Complaint ID: 13271924
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Texas
ZIP Code: 75089
Date Received: 2025-04-30T12:00:00-05:00
Date Sent to Company: 2025-04-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Formal Dispute of Inaccurate Credit Information Under FCRA Pursuant to the Fair Credit Reporting Act ( 15 U.S. Code 1681i ), I am formally disputing the accuracy of the following accounts reported on my credit report : 1. XXXXXXXX XXXX ( Acct # XXXX ) Status : Charged-off with a balance of {$4500.00} Issue : This account was previously marked in dispute but continues to report inaccurately and shows inconsistent delinquency data between bureaus. Request : Please conduct a reinvestigation and remove or correct all inaccurate entries. 2. XXXX XXXX XXXX ( Acct # XXXX ) Status : Collection {$3500.00} balance Issue : This account is duplicated across multiple entries with different reporting dates and statuses. Request : Please remove all duplicate or unverifiable entries. 3. XXXXXXXX XXXX ( Acct # XXXX ) Status : Collection Issue : Account reports disputed by consumer, yet remains unresolved and lacks complete data across bureaus. Request : Remove or fully verify this account. Under FCRA 15 U.S. Code 1681i ( a ), you are required to complete your reinvestigation within 30 days. If these items can not be verified, they must be deleted from my credit file. Please send me a full updated copy of my credit report reflecting your corrections.
Frequently Asked Questions
What is Complaint #13271924 about?
Complaint #13271924 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-30T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.