Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13271825
Complaint Overview
Complaint ID: 13271825
Company: Resurgent Capital Services L.P.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33334
Date Received: 2025-04-30T12:00:00-05:00
Date Sent to Company: 2025-04-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Consumer Financial Protection Bureau XXXX. XXXX XXXXXXXX XXXX XXXX XXXXXXXX Subject : Complaint Against LVNV Funding LLC - Inaccurate Collection Reporting To Whom It May Concern, I am writing to formally file a complaint against LVNV Funding LLC regarding inaccurate and misleading information being reported to Experian. The account in question is listed under LVNV Funding LLC with the original creditor noted as XXXX XXXX XXXX This debt buyer claims a collection balance of {$1200.00} with a status date updated as of XX/XX/XXXX and an original opening date of XX/XX/XXXX. As of XX/XX/XXXX, the account is marked as a collection account with a past due amount of {$1200.00}. However, I have previously disputed this account, as noted on the credit report, and believe that it is being reported inaccurately in violation of the Fair Credit Reporting Act ( FCRA ). Specifically : - The accuracy of the debt amount and dates appears questionable. - The continued reporting of disputed information without proper investigation is a violation of FCRA Section 611. - This negative item is severely impacting my credit profile. I respectfully request the CFPB to investigate this matter and ensure that LVNV Funding LLC is held accountable for any violations of federal credit reporting standards. Sincerely, XXXX XXXX Phone : ( XXXX ) XXXX Email : XXXX XXXX
Frequently Asked Questions
What is Complaint #13271825 about?
Complaint #13271825 was filed against Resurgent Capital Services L.P. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-30T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.