Debt collection -- False statements or representation -- Complaint #13271252
Complaint Overview
Complaint ID: 13271252
Company: Fair Collections & Outsourcing, INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: False statements or representation
Sub-Issue: Indicated you were committing crime by not paying debt
State: Delaware
ZIP Code: 19803
Date Received: 2025-04-30T12:00:00-05:00
Date Sent to Company: 2025-04-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Fair Collections Solutions & Outsourcing XXXX XXXX ( ex husband is XXXX XXXX is an ex employer of XXXX ) ; XXXX XXXX XXXXXXXX XXXX : ( IN CONNECTION WITH XXXX - My ex husbands ex employer ) I never rented from XXXX but some how they were the collection company for Home Properties in XXXX XXXX Maryland. Debt paid off XX/XX/XXXX Fair Collections Solutions & Outsourcing continued to report to XXXX until XX/XX/XXXX. I was told it could not be removed from my report foXXXX XXXX years XX/XX/XXXX. I was told today, XX/XX/XXXX it can be removed after 30 days of payment. This is housing discrimination and retaliation DUE TO A DIVORCE ( PERSONAL ) It caused me homelessness ( currently ). And a low credit score and unable to get housing right now due to this reporting on my credit report.
Frequently Asked Questions
What is Complaint #13271252 about?
Complaint #13271252 was filed against Fair Collections & Outsourcing, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-04-30T12:00:00-05:00.
How did Fair Collections & Outsourcing, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Fair Collections & Outsourcing, INC.?
Yes, visit the Fair Collections & Outsourcing, INC. company profile at readthecomplaint.com/company/fair-collections-outsourcing-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.