Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13271154

Complaint Overview

Complaint ID: 13271154

Company: Finco Services INC DBA Current

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Texas

ZIP Code: 75060

Date Received: 2025-04-30T12:00:00-05:00

Date Sent to Company: 2025-05-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am filing this complaint with CURRENT because what they are doing is abusive. They have lowered my credit score by almost XXXX points when I don't owe them anything, not a cent. In fact, they have already closed my account, and I need my credit repaired immediately with all credit card companies. I am sending the company 's information so they can immediately correct my credit. It's a robbery and unfair. I don't owe them anything, nor have they ever lent me ANYTHING.

Frequently Asked Questions

What is Complaint #13271154 about?

Complaint #13271154 was filed against Finco Services INC DBA Current regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-30T12:00:00-05:00.

How did Finco Services INC DBA Current respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Finco Services INC DBA Current?

Yes, visit the Finco Services INC DBA Current company profile at readthecomplaint.com/company/finco-services-inc-dba-current to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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