Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13249737
Complaint Overview
Complaint ID: 13249737
Company: Cl Holdings LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 34698
Date Received: 2025-04-29T12:00:00-05:00
Date Sent to Company: 2025-04-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A paid debt to XXXX, ended up being picked up by Jefferson Capital, right as I paid the last {$400.00} dollars to XXXX. The initial email was rude and notated the wrong phone model on the account and demanded payment of XXXX. Of note : XXXX XXXX XXXX was where I had purchased that phone model and they absolved a bill due to major stalking and hacking concerns which have persisted from XXXX, This concern prompted my SERVICE of the unlocked XXXX XXXX XXXX XXXX phone to the service of XXXX in XXXX. The hacker was the collection agent, I am quite certain. XXXX notated that this bill was completed upon my last {$400.00} dollar payment. Due to XXXX registry and XXXXXXXX XXXX XXXX, It got beyond my means. By XXXX, I requested information regarding this bill still on my Credit Report. Every time I dispute it, they reclaim the charge as new. In addition, they provide THE WRONG PHONE NUMBER on the Credit Report. This way, if I call that number, I get scrolled off to my STALKER. Of note, they are finally putting these horrifying people in jail. I have written a letter to the company today, requesting that they verify debt information. I was given the correct phone number this time via the website. The phone number on this CREDIT REPORT is different. They reposted this bill from XX/XX/XXXX. JeffCapSYS balance XXXX last updated XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN. XXXX XXXX pn on the credit report. I can provide photo documentation. actual phone number XXXX I have called, there is no account in my SSN I sent mail to the above address as this was verified on the website to verify the debt. I found this information out by a search from XXXX. I feel this is a fraudulent situation. I have multiple affidavits and reports to law officials regarding my stalking situation. I am of little means, this debt has caused a hardship, Please help.
Frequently Asked Questions
What is Complaint #13249737 about?
Complaint #13249737 was filed against Cl Holdings LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-29T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.