Credit reporting or other personal consumer reports -- Credit monitoring or identity theft protection services -- Complaint #13249718

Complaint Overview

Complaint ID: 13249718

Company: Fig Tech INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Credit monitoring or identity theft protection services

Sub-Issue: Didn't receive services that were advertised

State: Arizona

ZIP Code: 85323

Date Received: 2025-04-29T12:00:00-05:00

Date Sent to Company: 2025-04-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am a victim of identity theft. Unauthorized accounts were opened in my name without my knowledge or consent with the following companies : Fig Tech Inc., XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX These fraudulent accounts are now being reported on my TransUnion credit report and are negatively impacting my credit. On or around XX/XX/year>, I noticed unfamiliar accounts on my credit report. I did not apply for or authorize any accounts with these companies. Some of these accounts XXXX show balances owed, late payments, or inquiriesall of which are false and the result of criminal identity misuse. In response, I took the following actions : On XX/XX/year>, I filed an identity theft report with Identitytheft.org I notified TransUnion of the fraudulent activity and formally requested a block under 15 U.S.C. 1681c-2 on 04/29/25. I submitted supporting documentation, including a copy of my government ID, proof of address, and the identity theft report. I placed a fraud alert on my credit file and am considering a credit freeze for added protection. Despite these steps, the accounts continue to be reported. I am requesting that these fraudulent accounts be immediately blocked and permanently removed from my credit file, and that all furnishers be notified not to report this information again. I am suffering harm to my credit score and financial reputation due to information that is demonstrably false and the result of identity theft. I am requesting a full resolution under the Fair Credit Reporting Act, and your assistance in ensuring the companies involved address this issue.

Frequently Asked Questions

What is Complaint #13249718 about?

Complaint #13249718 was filed against Fig Tech INC. regarding Credit reporting or other personal consumer reports specifically about Credit monitoring or identity theft protection services. It was received by the CFPB on 2025-04-29T12:00:00-05:00.

How did Fig Tech INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Fig Tech INC.?

Yes, visit the Fig Tech INC. company profile at readthecomplaint.com/company/fig-tech-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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