Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13249704
Complaint Overview
Complaint ID: 13249704
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33009
Date Received: 2025-04-29T12:00:00-05:00
Date Sent to Company: 2025-04-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX. Under 15 USC 1666B this is a billing error always paid as agreed on time this is an error this account in violation. XXXXXXXX XXXX Account Number : XXXX * * * * Please remove this inaccurate information from my credit report. XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. XXXXXXXX XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. XXXX XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. XXXXXXXX XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately In accordance with the Fair Credit Reporting Act, I hereby request a thorough investigation into these items and their subsequent removal from my report. I understand that it is your responsibility to verify these items with the relevant creditor. Any information that can not be verified by the creditor should be promptly removed. I am aware that as per 15 U.S.C. Sec. 1681i ( a ), this reinvestigation must be completed within XXXX days of receiving this letter. Please send me an updated copy of my credit report to the address provided above. According to the act, no fee should be charged for this updated report. Furthermore, I kindly request that you notify anyone who has obtained my credit report in the past six months of any corrections made. Thank you for your attention and assistance in resolving this matter. Sincerely, _____________________________________
Frequently Asked Questions
What is Complaint #13249704 about?
Complaint #13249704 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-29T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.