Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13249422
Complaint Overview
Complaint ID: 13249422
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33064
Date Received: 2025-04-29T12:00:00-05:00
Date Sent to Company: 2025-04-29T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint about several inaccurate and unauthorized entries on my credit report. Despite my efforts to resolve these issues with the credit bureaus, they remain unresolved. These items violate my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. Disputed Items : XXXX ( Account : XXXX * * ) * * Can not be verified ( 15 U.S.C. 1681i ( a ) ). XXXX XXXX ( Account : XXXX * * ) * * Fraudulent account ( 15 U.S.C. 1681i ( a ) ( 5 ) ( B ) ). XXXX ( Account : XXXX * * ) * * Result of the Equifax breach ( 15 U.S.C. 1681c ). XXXX XXXX XXXX Inquiry : XX/XX/year> ) Unauthorized ( 15 U.S.C. 1681b ). XXXX XXXX ( Account : XXXX * * ) * * No consent given ( 15 U.S.C. 1681b ). XXXX ( Account : XXXX * * ) * * No proof of debt ( XXXXXXXX XXXX XXXXXXXX ).
Frequently Asked Questions
What is Complaint #13249422 about?
Complaint #13249422 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.