Debt collection -- Attempts to collect debt not owed -- Complaint #13248422

Complaint Overview

Complaint ID: 13248422

Company: P&B Capital Group, LLC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Texas

ZIP Code: 77433

Date Received: 2025-04-29T12:00:00-05:00

Date Sent to Company: 2025-05-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am sending this asking for your help to file a formal complaint against P & B CAPITAL GROUP LLC regarding an account I have with them XXXXXXXX XXXX XXXX. I believe that this account needs to be removed from my credit report due to error, fraud, and be remove. Here are the details of my complaint : PBCAPIGRP ( Original Creditor : XXXXXXXX XXXX ) XXXXXXXX XXXX XXXX Balance : {$2500.00} I have reason to believe that this account was opened fraudulently in my name, and despite my attempts to resolve the issue with the creditor, they have not taken appropriate action to remove the account from my credit report. I have disputed this account with the creditor, but it remains unresolved I am requesting that this account be removed from my credit report, as it is causing significant damage to my credit history and standing. I have made multiple attempts to resolve this matter directly with P & B CAPITAL GROUP LLC but to no avail.

Frequently Asked Questions

What is Complaint #13248422 about?

Complaint #13248422 was filed against P&B Capital Group, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-04-29T12:00:00-05:00.

How did P&B Capital Group, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against P&B Capital Group, LLC?

Yes, visit the P&B Capital Group, LLC company profile at readthecomplaint.com/company/p-b-capital-group-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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