Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13248358

Complaint Overview

Complaint ID: 13248358

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Maryland

ZIP Code: 20910

Date Received: 2025-04-29T12:00:00-05:00

Date Sent to Company: 2025-04-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am filing this complaint because all three credit bureaus ( Experian, Equifax, and TransUnion ) are reporting inaccurate and potentially fraudulent tradelines on my credit reports. I have formally disputed all accounts listed under my credit profiles due to serious concerns regarding their accuracyespecially in light of the documented data breaches that compromised consumer information. Due to these security failures and ongoing reporting errors, I no longer trust the accuracy or legitimacy of the accounts tied to my credit file. I submitted disputes requesting that all accounts be investigated and removed if they can not be verified. I have not received a satisfactory resolution from any of the bureaus. These tradelines are negatively impacting my financial standing. I am requesting a full investigation and the removal of all unverifiable or inaccurate accounts from my reports.

Frequently Asked Questions

What is Complaint #13248358 about?

Complaint #13248358 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-29T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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