Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13248081
Complaint Overview
Complaint ID: 13248081
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Texas
ZIP Code: 78641
Date Received: 2025-04-29T12:00:00-05:00
Date Sent to Company: 2025-04-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
TransUnion is reporting an incorrect XXXX XXXX XXXXwhich does not match the name on my official records or what should be reflected in my credit report. My correct name is XXXX XXXX XXXX XXXX, and this discrepancy has caused unnecessary confusion. Additionally, TransUnion is showing inaccurate employer information as XXXX. This is entirely wrong, and I demand that it be removed immediately. I recently applied for a loan, and the lender pointed out that the name on my credit report doesnt match the name on my documents, causing a serious issue in the loan application process. This not only compromises my financial reputation but also creates unnecessary obstacles when applying for credit. Under 15 U.S. Code 1681i ( a ), TransUnion has an obligation to ensure that personal information is accurate and up-to-date, and failing to reflect my correct name and employer information is a clear violation of this responsibility. I have attached a copy of my ID, which clearly shows my accurate legal name, XXXX XXXX XXXX XXXX, to further substantiate my claim and facilitate a faster resolution. This document should serve as valid proof of my legal identity to ensure that the changes are made promptly across all three bureaus.
Frequently Asked Questions
What is Complaint #13248081 about?
Complaint #13248081 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-29T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.