Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13227235
Complaint Overview
Complaint ID: 13227235
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: California
ZIP Code: 90220
Date Received: 2025-04-28T12:00:00-05:00
Date Sent to Company: 2025-04-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ca, XXXX XXXX ( XXXX ) XXXX XXXX XXXX Subject : Urgent Request for Removal of Fraudulent Credit Activity Due to Data Breach To Whom It May Concern, I am writing to urgently request the immediate removal or correction of inaccurate and fraudulent information on my credit report, which I believe is the result of my personal information being compromised in the Equifax data breach. According to the Equifax Data Breach Settlement site, my personal data was impacted. I am now seeing suspicious or unauthorized activity on my credit report that I did not initiate, authorize, or recognize. I request the following actions be taken immediately : Investigation and removal of all fraudulent items associated with this breach. Freezing of my credit file to prevent further unauthorized inquiries or accounts. Fraud alert placed on my file across all three major credit bureaus. Written confirmation once these actions have been completed. Please consider this letter as a formal dispute under the Fair Credit Reporting Act ( FCRA ). I am enclosing a copy of my government-issued ID, proof of address, and the confirmation from Equifaxs settlement site showing my information was impacted. I am also utilizing Experians Assisted Identity Restoration Services, engagement number XXXX, for further protection. Due to the severity of this situation, I expect immediate attention and resolution. Please confirm receipt of this request and update me promptly with actions taken.
Frequently Asked Questions
What is Complaint #13227235 about?
Complaint #13227235 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.