Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13226986
Complaint Overview
Complaint ID: 13226986
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 33150
Date Received: 2025-04-28T12:00:00-05:00
Date Sent to Company: 2025-04-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Subject : Unauthorized Equifax Inquiry by XXXX XXXX XXXX XXXX for Immediate Removal Dear Consumer Financial Protection Bureau Representative, I am writing to formally dispute an unauthorized credit inquiry listed on my Equifax consumer report. This inquiry was not made or authorized by me and appears to be the result of identity theft. I respectfully request that the following unauthorized inquiry be removed from my Equifax report within five ( 5 ) business days, pursuant to my rights under the Fair Credit Reporting Act ( FCRA ) : XXXX Inquiry Date : XX/XX/year> In support of my dispute : The inquiry has no permissible purpose connected to any legitimate application initiated by me. No account has been opened or tied to my name from this inquiry. I personally contacted XXXX, and they confirmed that there is no active application or account associated with me. Given these facts, I am requesting immediate removal of the unauthorized inquiry to protect the accuracy and integrity of my consumer report.
Frequently Asked Questions
What is Complaint #13226986 about?
Complaint #13226986 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.