Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13226929
Complaint Overview
Complaint ID: 13226929
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: New York
ZIP Code: 10710
Date Received: 2025-04-28T12:00:00-05:00
Date Sent to Company: 2025-04-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
TransUnion is inaccurately and irresponsibly reporting multiple unauthorized hard inquiries on my credit report, which have no valid permissible purpose under the Fair Credit Reporting Act. Specifically, inquiries from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX are all appearing without my knowledge, consent, or any active credit application initiated by me. These inquiries are severely damaging my creditworthiness by artificially lowering my score. Under 15 USC 1681e ( b ) and 15 USC 1681i, TransUnion has a strict duty to ensure that only accurate and authorized information appears on consumer reports. The likely cause of these false inquiries is a data breach or a misuse of my personal information, and TransUnion has completely failed in preventing the unauthorized dissemination of my data.
Frequently Asked Questions
What is Complaint #13226929 about?
Complaint #13226929 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.