Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13226260
Complaint Overview
Complaint ID: 13226260
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 32909
Date Received: 2025-04-28T12:00:00-05:00
Date Sent to Company: 2025-04-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a XXXX of identity theft, and fraudulent information continues to be reported on my TransUnion credit file. Despite submitting an FTC Identity Theft Report ( FTC Report # : XXXX ), along with multiple dispute letters and supporting documentation, TransUnion has failed to block, remove, or properly investigate the unauthorized inquiries and negative accounts reported in my name. Between XX/XX/XXXX and XX/XX/XXXX, several accounts and hard inquiries appeared on my report, including names like XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX, and XXXX XXXX XXXX among others. These accounts were opened without my knowledge, authorization, or consent. I have never signed or applied for any financial product or credit application related to these companies. I submitted dispute letters and identity theft affidavits requesting removal of : Unauthorized hard inquiries Fraudulent tradelines Inaccurate personal identifiers Misreported charge-offs and delinquencies Incomplete XXXX XXXX compliance on multiple entries TransUnion failed to properly investigate the disputes, instead stating that the accounts or inquiries were " verified '' by data furnisherswithout providing supporting documentation or proving their XXXX XXXX compliance. This practice violates FCRA XXXX, XXXX, XXXX, and XXXX XXXX. XXXX. I have suffered credit denials, higher interest rates, and business disruptions as a result. TransUnions inaction and non-compliance with federal reporting standards have caused significant harm to my financial standing and privacy.
Frequently Asked Questions
What is Complaint #13226260 about?
Complaint #13226260 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.