Credit card -- Problem with a purchase shown on your statement -- Complaint #13205466

Complaint Overview

Complaint ID: 13205466

Company: Discover Bank

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Washington

ZIP Code: 99301

Date Received: 2025-04-27T12:00:00-05:00

Date Sent to Company: 2025-04-27T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I ordered an item from a company and never received it. I contacted company and they stated now XXXX times they have refunded the money and XXXX of the times they stated the company refused the refund. I have contacted the company multiple times showing them I never received the item. I filed a dispute with the credit card company provided all the documentation including the email conversation between myself and the company, proof the package never got delivered. The company provided a false email transcript anf fake tracking and the credit card company is refusing to help me.

Frequently Asked Questions

What is Complaint #13205466 about?

Complaint #13205466 was filed against Discover Bank regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2025-04-27T12:00:00-05:00.

How did Discover Bank respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Discover Bank?

Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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