Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13198783
Complaint Overview
Complaint ID: 13198783
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33071
Date Received: 2025-04-26T12:00:00-05:00
Date Sent to Company: 2025-04-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX Account # : XXXX They didn't provide the full account number XXXX XXXX XXXX Account # XXXX XXXX XXXX XXXX Account # : XXXX XXXX XXXX XXXX XXXX Account # XXXX XXXX XXXX Account # XXXXXXXX XXXX XXXX Account XXXX XXXX under the Fair Credit Reporting Act ( FCRA ), XXXX U.S.C. XXXX : * * Subject : Formal Dispute and Demand for Removal of Inaccurate Charge-Off Account * * To Whom It May Concern, I am writing to formally dispute the following inaccurate and unlawful information on my credit report under the Fair Credit Reporting Act ( FCRA ), XXXX U.S.C. XXXX. The account in question is : * * Reported as : * * Charge-Off with Balance This account is * * fraudulent and in violation of the FCRA * * for the following reasons : XXXX. * * Incorrect Reporting as Charge-Off with Balance * * The creditor has * * failed to issue me a legally required XXXX ( Cancellation of Debt ) * * despite reporting this debt as a loss to the IRS. This constitutes * * fraudulent reporting * * because they can not legally continue to collect on a debt they have written off for tax purposes. XXXX. * * Violation of IRS XXXX XXXX XXXX FCRA * * By reporting this debt as a loss to the IRS * * without issuing me a XXXX * *, the creditor has * * misrepresented the debt status * *. If they claimed a tax deduction for this loss, the balance must be * * {$0.00} * *, and the account must be * * removed from my credit report * *. XXXX. * * False & Misleading Information * * The continued reporting of a balance while claiming a tax write-off is * * deceptive and unlawful * * under * * XXXX XXXX. XXXX ( b ) * *, which requires maximum possible accuracy in credit reporting. * * Demand for Immediate Action : * * - * * Delete this account * * from my credit file immediately.
Frequently Asked Questions
What is Complaint #13198783 about?
Complaint #13198783 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-26T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.